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Construction Loans

Just 5% down* gets you started
on your dream home

Ready to build the home you’ve always wanted?  Turn to Home Savings for a low down payment, competitive rates and exemplary service from seasoned loan professionals.

  • One-time closing… your construction loan becomes your regular mortgage.
  • Closing costs can be financed on buyer-owned lot. 
  • Minimal down payment and low fees. 

To learn more about Home Savings construction loans contact a
mortgage loan professional near you.

Apply Now

*Payment example as of 1/30/2014: 5.00% note rate, 5.048% Annual Percentage Rate. Interest rates based on a $200,000 loan with 5% down. 30-year mortgage would be paid in 360 monthly principal and interest installments of $1073.64 each. The payment example does not include amounts for taxes, homeowner’s and mortgage insurance. Rates subject to change without notice. Other rates and terms available. Additional terms and conditions apply. Property insurance required. Must be a single-family, owner-occupied residence.
All credit services are subject to credit approval.



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