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Established in 1921, James & Sons Insurance is a local, independent agency. We’ll search well-regarded and financially sound regional and national insurance companies offering the coverage you need at the most competitive rates available. In 2016, we joined HSB Insurance, a part of the Home Savings Insurance Group and partner with our affiliate Home Savings Bank. Founded in 1889, Home Savings has always maintained a commitment to developing long-standing relationships with local residents and businesses. Together, we can serve all of our customers’ insurance and financial needs.

Our goal is to help you protect yourself, your family, your business and your property by advising you about the insurance products best suited to your needs – and then design a comprehensive insurance program tailored to your specific requirements. We’ll provide you with the information you need and the insurance products you require to help make sure you enjoy the full value of the assets and possessions you’ve worked so hard to achieve and maintain.

What Our Customers Are Saying

What Our Customers Are Saying

“James & Sons has provided insurance coverage to the Youngstown Neighborhood Development Corporation since it began. The company has provided excellent customer service and guided us on our insurance coverage needs as the organization has grown and evolved to include many lines of business. Their team are great communicators, responsive, and knowledgeable professionals. Their expertise has allowed us to reduce risk and they exemplify everything we look for in an insurance provider. I would not hesitate to recommend them to anyone.” ~ Ian Beniston, Executive Director, Youngstown Neighborhood Development Corporation “Meridian HealthCare is an integrated behavioral and primary healthcare organization that offers many diversified services and programs. A few years ago, we decided to look locally for our insurance needs and James & Sons really stood out in this process. Right from the beginning, they took the time to get to know us and the services we offer, giving us the comfort to know that we are covered properly. They’ve always been very responsive to our needs and continue to be a great partner. I would recommend James & Sons for your insurance needs.” ~ Meridian HealthCare “James & Sons Insurance has serviced our bonding and insurance needs since the establishment of our company over 40 years ago. Everyone on their staff is professional, dependable and has always had our best interest in mind.” ~ Rick Vernal, RT Paving and Excavating, Inc.

Community Involvement

Community Involvement

Giving back to our community is part of what we’ve been doing for 2 generations! We believe in supporting our local nonprofit organizations that make other people’s lives better. Each year we participate in Youngstown CityScape, a non-profit community development organization dedicated to the revitalization of the greater downtown Youngstown area. Also, United Way of Youngstown and the Mahoning Valley has an annual “Day of Caring” and we like to volunteer and help our community on that day. Each member of our staff volunteers within the community, from church and local 4-H programs to Youngstown Lions and more! Many of our team members volunteer on local boards... including the Hope House Visitation Center, Better Business Bureau, Mill Creek Park Foundation, The National Alumni Board of Marquette University, Primary Health Network, Friends of Liberty Wrestling and Steel Valley Homes For Youth. We also have opportunities for you to be involved and help out local charities as well... like our fall food and clothing drive. Look for additional details on our Facebook page! Visit our Facebook page