Business Banking Product Guide     Xpress Deposit Login


Whether your business needs access to online banking for one person or needs multiple-user access with individual user risk controls, we have a customized solution to fit your needs.

To open an account, stop by your nearest Home Savings Branch!
Questions?  Contact your local branch manager today!

Online Banking

Online Banking

  • For all your everyday business banking needs
  • Export transactions to QuickBooks® or other personal financial management programs
  • Online statements to view at your convenience
  • Bill Pay
  • Transfer funds
  • Xpress Deposit from your desktop:
    • Deposit checks safely and conveniently using Internet access through your own PC
    • Easier access to your money
    • Fewer trips to the bank
    • Lower operating expenses
Direct Payroll Deposit Service

Direct Payroll Deposit Service

  • We can help you get set up for direct deposit if you’re currently not able to use it
  • Reduce your payroll costs
  • Reduce check printing costs
  • Reduce check reconciliation time
Treasury Management

Treasury Management


Treasury Management Login     Treasury Management Demo

Business Online Banking

Our Business Online Banking is available to businesses with a checking account relationship and allows for managing accounts online via desktop and/or mobile device. Businesses have the ability to create custom view of accounts, transfer funds and stop payments, originate ACH and Wires, reconcile transactions, and added fraud prevention solutions are all available with multi-user controls and entitlements.

  • Monitor real time banking transactions online
  • Single sign on to multiple entities
  • User entitlements and controls
  • Transaction notifications and alerts
  • Direct deposit to employee accounts for payroll
  • Originate ACH payments and ACH collections
  • Originate wire transfers
  • Create custom reports and export transactions
  • Web Connect for Quicken and QuickBooks
  • Mobile device application
  • Trusteer Rapport to protect online banking activity
  • Multi-factor authentication for greater protection against fraud
  • Symantec VIP Access Security Token for ACH and Wire transaction approvals
System Cut-off Times

System Cut-off Times

Transaction Type

Transmission Day

System Cut-off Time

Internal Transfers

Same Day as the Effective Entry Date
9:30 PM

Business Bill Payments

Same Day as the Effective Entry Date
10:00 PM approximately
(Some payees might have an earlier cutoff time. If scheduled by the payee’s cutoff time, the earliest Deliver By date is 1 business day for electronic payments or 3 business days for checks.)

Wire Transfers

Incoming Wires
Outgoing (Online Banking)Domestic/International Wires
Outgoing (in Branch) Domestic/International Wires
4:00 PM
4:30 PM
2:00 PM

Positive Pay for Checks

Upload Check Report (Issues List)
Decision Check Positive Pay Exceptions
5:00 PM
10:00 AM

Business ACH Origination

Effective Date of Next Business Day
3:30 PM

   Contact a Banker

Fill out this brief form, and a qualified Home Savings business banker will contact you within one business day to answer your questions.

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