Business Banking Product Guide     Xpress Deposit Login


Whether your business needs access to online banking for one person or needs multiple-user access with individual user risk controls, we have a customized solution to fit your needs.

To open an account, stop by your nearest Home Savings Branch!
Questions?  Contact your local branch manager today!

Online Banking

Online Banking

  • For all your everyday business banking needs
  • Export transactions to QuickBooks® or other personal financial management programs
  • Online statements to view at your convenience
  • Bill Pay
  • Transfer funds
  • Xpress Deposit from your desktop:
    • Deposit checks safely and conveniently using Internet access through your own PC
    • Easier access to your money
    • Fewer trips to the bank
    • Lower operating expenses
Direct Payroll Deposit Service

Direct Payroll Deposit Service

  • We can help you get set up for direct deposit if you’re currently not able to use it
  • Reduce your payroll costs
  • Reduce check printing costs
  • Reduce check reconciliation time
Online Treasury Management / Bill Pay

Online Treasury Management / Bill Pay

  • Single sign on for multiple entities
  • Available with a checking account relationship
  • Transact daily business banking at your convenience from any PC
  • User controls and entitlements
  • Pay bills and transfer funds
  • Direct deposit to employee accounts for payroll
  • Automatic payments, wire transfers, ACH origination and much more
  • Real-time access to account information
Treasury Management Demo
System Cut-off Times

System Cut-off Times

Transaction Type

Transmission Day

System Cut-off Time

Internal Transfers

Same Day as the Effective Entry Date
9:30 PM

Business Bill Payments

Same Day as the Effective Entry Date
10:00 PM approximately
(Some payees might have an earlier cutoff time. If scheduled by the payee’s cutoff time, the earliest Deliver By date is 1 business day for electronic payments or 3 business days for checks.)

Wire Transfers

Incoming Wires
Outgoing (Online Banking)Domestic/International Wires
Outgoing (in Branch) Domestic/International Wires
4:00 PM
3:30 PM
2:00 PM

Positive Pay for Checks

Upload Check Report (Issues List)
Decision Check Positive Pay Exceptions
5:00 PM
10:00 AM

Business ACH Origination

Effective Date of Next Business Day
2:00 PM

   Contact a Banker

Fill out this brief form, and a qualified Home Savings business banker will contact you within one business day to answer your questions.

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