Personal---Landing-Page-Ad---Home-Equity-Rates

Here are the current rates for Home Equity Loans and Lines of Credit. Please contact the office nearest you for more information on the wide range of products, terms and rates available.

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ProductAPR1TermEffective1
Home Equity Loan1 As low as 4.695% 60 Months 9/17/18
Home Equity Line of Credit2 As low as 5.000% 120 Months 9/17/18
1 APR = Annual Percentage Rate based on a first lien position loan of $50,000 with a monthly payment of $941.00, maximum loan to value of up to 80%, credit score 740 and above. Rates accurate as of effective date but are subject to change without notice. Other rates and terms available. Additional terms and conditions apply. Property insurance required. Must be a single-family, owner-occupied residence. Customer pays recording costs of $84. Document preparation fee is $175.
2 APR = Annual Percentage Rate. The APR may vary monthly based on prime rate as published in the Wall Street Journal (5.000% as of effective date). The APR will never exceed 18% or be less than 5.000%. Minimum monthly payment will be equal to the interest that has accrued on account as of the closing date of each billing statement.  Loan term of 240 months (10 year draw, 10 year repayment).  Must be single-family, owner-occupied residence. Minimum FICO Credit Score is 740 and must be First Lien position.  Maximum loan 80% of value (less any outstanding indebtedness) for the stated APR. Annual fee of $50 is waived for the first year. Customer pays $98, which includes a $30 document preparation fee and recording costs of $68 plus $8 per additional page, if needed. Rates subject to change. Property insurance required. Other terms and conditions may apply.