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What do you want to insure?

Select a product to get a quote & learn more:

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Here's how we’re different:

Choice:
As an independent agent, we offer a choice of multiple insurance carriers, coverages, price, and more. Our main focus is to find the insurance coverage that best suits your unique needs and gives you the best options. In addition, we know you have a choice when selecting a local independent agent. We want to continue to show how we earn your trust through our regular communication, personal relationships, and community involvement. We want you be a part of our agency and join us in having some fun!

Provide High Level of Service:
To us, service means you’ll know who our staff members are – and not just the usual run of the mill insurance stuff. You’ll know about them as people and we want to know the same about you. So when you call, you will know who you’re talking to! We’ll also be available in the event of a claim. Being independent, we work for you, not the insurance companies. We’ll be there to make sure your interests are protected and not forgotten.

Local:
When most people say they’re local, they mean they have an office in your community. While that’s true of us, when we say we’re local, we mean we’re a part of your community. Established in 1921, James & Sons Insurance continues to be locally owned and operated. We’ll search well-regarded and financially sound regional and national insurance companies offering the coverage you need at the most competitive rates available. In 2016, we partnered with Home Savings Bank. Founded in 1889, Home Savings has always maintained a commitment to developing long-standing relationships with local residents and businesses. Together, we can serve all of our customers’ insurance and financial needs.

The insurance is not a deposit; it is not insured by the federal deposit insurance corporation or any other federal government agency; it is not guaranteed by the depository institution, and the insurance is not guaranteed by an affiliate of the depository institution. Insurance may involve investment risk including the possible loss of value. Insurance products are provided through Home Savings Bank’s affiliate, James & Son’s, a licensed insurance agency providing insurance services.