12-Days-of-Winning---Holiday-Swipestakes---HScom-Landing-Page-Banner---936x200-01

October 28 – November 30
  • Every debit card purchase gives you an automatic swipestakes entry.
  • No limit on the number of entries you can earn.
December 1 – 12
  • December 1 begins our 12 Days of Winning.
  • Each day a winner will be selected at random.
Plus, let us help you stay financially fit for life.
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official rules & regulations.

Holiday Swipestakes Rules

Holiday Swipestakes Rules

Holiday Swipestakes Rules

HOME SAVINGS BANK OFFICIAL HOLIDAY SWIPESTAKES RULES

NO PURCHASE OR OBLIGATION NECESSARY TO WIN. ACCOUNT OPENING IS NOT REQUIRED. NON-PURCHASE AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.

Sweepstakes Period:

Home Savings Holiday Swipestakes (“Sweepstakes”) begins at 12:00:00 a.m. Eastern Time (“ET”) on October 28, 2019 and ends at 11:59:59 p.m. ET on November 30, 2019 (“Sweepstakes Period”).

Eligibility:

Open only to legal U.S. residents of Ohio and Pennsylvania who are 18 years or older as of the date of entry. Employees, officers and directors of Home Savings Bank (“Sponsor”), their agents, immediate family members (spouse, siblings, children, parents, in-laws and their respective spouses) and respective household members (whether related or not) are not eligible to enter or win a prize. Business entities are not eligible to enter or win a prize. Void where prohibited or restricted. 

By entering the Sweepstakes, each entrant fully and unconditionally agrees to and accepts these Official Rules, the information provided on the promotional Website(s), and the decisions of the Sponsor and its authorized representatives which are final and binding with respect to all matters pertaining to the Sweepstakes and all elements thereof.

How to enter and play:

  1. Automatic Entry: Home Savings debit cardholders (“Cardholders”) receive an entry for every point of sale purchase using their Home Savings VISA debit card (“Card”) during the Sweepstakes Period. There is no limit to the number of entries made by this method. Incomplete transactions, fraudulent transactions and disputed transactions are not eligible. ATM transactions are not eligible. Cardholders who choose not to enter using this method may use the alternative method of entry set forth below.
  2. Alternative method of entry: On a 3” x 5” card, print the words “Holiday Swipestakes” and handwrite your name, full street address, city, state, zip code and telephone number and mail it, with postage affixed, during the Sweepstakes Period, to “Home Savings Holiday Swipestakes Entry”, c/o Marketing Department, P.O. Box 1111, Youngstown, Ohio 44501-1111. There is no limit on the number of entries per person. However, each entry must be mailed in a separate envelope. Entries submitted by the Alternative method of entry must be POSTMARKED on or before November 30, 2019. Entries that are mechanically reproduced, copied, inaccurate, incomplete, non-compliant, misdirected or illegible are automatically void. Sponsor cannot be held responsible for any entrant’s inability to successfully complete entry whether due to inadequate postage, failure by the Postal Service, missing information or otherwise. Alternative method entries become the sole property of Sponsor and will not be returned or acknowledged.

Random Drawing/Odds: 

  • 12 prizes will be awarded by the Sponsor: Each Day 1 winner will be selected at random for the following prizes:
  • December 1 - $25 Visa Gift Card
  • December 2 – Yeti Cup ($30 Value)
  • December 3 – Amazon Firestick ($40 Value)
  • December 4 – Nutribullet ($50 Value)
  • December 5 – Bluetooth Speaker ($60 Value)
  • December 6 - $75 Visa Gift Card
  • December 7 – Instant Pot ($80 Value)
  • December 8 – FitBit ($90 Value)
  • December 9 - $100 Visa Gift Card
  • December 10 – Beats Headphones ($119 Value)
  • December 11 – Echo Spot ($129 Value)
  • December 12 - $500 Visa Gift Card

One (1) prize winner will receive one (1) each of the prizes. One (1) potential prize winner will be selected in a daily random drawing by Sponsor from among all eligible entries, beginning December 1, 2019, with the final drawing on December 12, 2019. Sponsor’s decisions as to the administration and operation of the Sweepstakes and the selection of potential winners are final and binding in all matters. Actual odds of winning depend on the number of eligible entries received by Sponsor during the Sweepstakes Period.

Notification and Verification:

Winners will be notified by telephone or mail within three days of the drawing of their entry. Notification will include a Sweepstakes Agreement, which must be executed by the winner and returned to Sponsor within seven (7) days from the date of notification. If a winner cannot be contacted by mail or after three (3) attempts by telephone, made during a reasonable amount of time, another winner will be drawn for that specific prize. Eligibility to enter and win must be provided by the selected potential winners. Proof of identity is a driver’s license or other legal form of photo identification. All decisions of Sponsor are binding on selected winners and final. Winners are responsible for any taxes that may apply. The retail value of the prize may be reported as miscellaneous income under IRS regulations and the winners are issued a 1099-MISC for tax purposes.

Limitations of Liability:

BY PARTICIPATING, ENTRANTS AGREE TO THE FULLEST EXTENT PERMITTED BY LAW TO RELEASE, DISCHARGE AND HOLD HARMLESS THE SPONSOR AND THEIR PARENT, AFFILIATED AND SUBSIDIARY COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, INDEPENDENT CONTRACTORS, REPRESENTATIVES, ASSIGNS AND AGENTS “(RELEASED PARTIES”) FROM AND AGAINST ANY AND ALL ALLEGED AND/OR ACTUAL CLAIMS, CAUSES OF ACTIONS, DEMANDS, LOSSES, SETTLEMENTS (WHETHER OR NOT LITIGATION OR OTHER LEGAL PROCEEDINGS ARE COMMENCED), LIABILITIES AND DAMAGES OF ANY KIND WHATSOEVER EXISTING NOW OR ARISNG IN THE FUTURE (INCLUDING, WITHOUT LIMITATION, VIOLATION OF PROPRITARY, PUBLICITY, PRIVACY OR OTHER RIGHT), COSTS, EXPENSES (INCLUDING WITHOUT LIMITATION, REASONABLE ATTORNEY FEES, COURT COSTS, SETTLEMENT AND DISBURSEMENTS) DIRECTLY OR INDIRECTLY ARISING OUT OF THE USE OF THE ENTRY IN WHOLE OR IN PART, THE ACCEPTANCE, POSSESSION, USE, MISDIRECTION, OR MISUSE OF A PRIZE OR ANY ELEMENT THEREOF, PARTICIPATION IN THE SWEEPSTAKES AND/OR PRIZE RELATED ACTIVITY. ENTRANTS COVENANT NOT TO SUE ANY RELEASED PARTY OR CAUSE THEM TO BE SUED REGARDING ANY MATTER RELEASED ABOVE AND FURTHER COVENANT NOT OT DISAFFIRM, LIMIT OR RESCIND THIS RELEASE TO THE FULLEST EXTENT OF THE LAW.

Sponsor shall not be liable to entrants, winners or any other person or entity for failure to execute the Sweepstakes or supply a prize, or any part thereof, by reason of any act of God, any action(s), regulation(s) order(s) or request(s) by any governmental or quasi-governmental entity, equipment failure, terrorist attack, cyber-attack, earthquake, war, fire, flood, unusually severe weather or any other similar or dissimilar event beyond Sponsor’s reasonable control.

Disputes:

Except where prohibited, as a condition of participating in the Sweepstakes, entrants of the Sweepstakes agree that (1) any and all issues, questions, disputes and causes of action concerning the construction, validity, interpretation and enforceability of the Official Rules or the rights and obligations of the entrant or Sponsor in connection with the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and held at the AAA regional office nearest to the entrant. The Federal Arbitration Act shall govern the interpretation, enforcement, and proceedings at such arbitration and judgment upon such arbitration award may be entered into any court having jurisdiction; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, but in no event attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim indirect, punitive, incidental and consequential damages and any other damages, other than for out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of the Official Rules or the rights and obligations of the entrant or Sponsor in connection with the Sweepstakes or any prize awarded shall be governed by, and construed in accordance with, the laws of the state of Ohio. Jurisdiction and venue shall be solely within the state of Ohio.

Winner List:

Names of the winners will be made available within 30 days of the sweepstakes’ conclusion. The list may be obtained by submitting a request in writing to Home Savings, c/o Marketing Department, P.O. Box 1111, Youngstown, Ohio 44501-1111 and enclosing a stamped, self-addressed envelope.