CDs are the easiest way to save if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account and lock in the rate during the term you choose.

Open your account today. Ask us about our comparable IRA rates too!

16-Month CD

  • $500 minimum balance to open
  • 2.75% APY* for 16-months
  • 2.72% Interest Rate
  • Interest compounded quarterly
  • Available for deposits up to $225,000
  • Offer only valid for funds not currently on deposit with Home Savings
  • Not available for IRAs
  • The amount chosen and funded through online is the amount the CD is opened for. Deposits cannot be made to CDs after the account is opened.
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Other terms & rates are available, please see below! Call your local branch or Customer Care for more information.

CD Account TypeAnnual Percentage
Minimum Balance
to Open
Minimum Balance
to Obtain APY
28 Day 0.05% 0.050% $500 $500 Maturity
91 Day 0.05% 0.050% $500 $500 Maturity
6 Months 0.10% 0.100% $500 $500 Maturity
12 Months 0.40% 0.399% $500 $500 Quarterly
18 Months 0.40% 0.399% $500 $500 Quarterly
36 Months 0.65% 0.648% $500 $500 Quarterly
60 Months 3.00% 2.967% $500 $500 Quarterly
*APY = Annual Percentage Yield. 2.72% Interest Rate. Interest compounded quarterly. APY valid as of 2/1/19. Offer only valid for funds not currently on deposit with Home Savings. Not available for IRAs. $500 minimum to open. $225K maximum deposit amount. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Subject to change without notice.